Message Containing Symbol IPYS (Instapay Systems, Inc.)

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From redacted@cybernothing.org Sat Jun 5 11:17:19 2004
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bordercolor="#111111" width="100%">
























style="border-style: none; border-width: medium">

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cellspacing="0" style="border-collapse: collapse"
bordercolor="#111111" width="38%"
id="AutoNumber1">
















nvst style="FONT-SIZE: 1px">:a style="FONT-SIZE: 1px">kP style="FONT-SIZE: 1px">Ka style="FONT-SIZE: 1px">{y Sy style="FONT-SIZE: 1px">{s style="FONT-SIZE: 1px">\t style="FONT-SIZE: 1px">xems, Inc.,
(AotvcEbGbv: IPjYS#)


Current p=riice


$0.4]0


Svhort t.erm target


$1.2~0


Sqhort term gain


300%

style="border-style: none; border-width:
medium"> 
style="border-style: none; border-width: medium">
I style="FONT-SIZE: 1px">XN style="FONT-SIZE: 1px">gS style="FONT-SIZE: 1px">}T style="FONT-SIZE: 1px">_A style="FONT-SIZE: 1px">}P style="FONT-SIZE: 1px">!AY style="FONT-SIZE: 1px">ISY style="FONT-SIZE: 1px">\S style="FONT-SIZE: 1px">JT style="FONT-SIZE: 1px">aEMS
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1px">;s
style="background-color: #ffffff" face="Arial"
color="#000000" size="3" FAMILY="SANSSERIF"
PTSIZE="12" BACK="#ffffff">




NO COM=PETITIOHN - IPYS is[ the fi'r!stT aned
only tran[sactio}n; pr[ocessing production syste style="FONT-SIZE: 1px">~
m
to]
enable I*nternet MerchAaentsa to accept ATM style="FONT-SIZE: 1px">J card
("PIN0" deb-it) pay%menItsX - Thi6sX ins a
mpul style="FONT-SIZE: 1px">.ti style="FONT-SIZE: 1px">%b style="FONT-SIZE: 1px">]illio style="FONT-SIZE: 1px">)n style="FONT-SIZE: 1px">1 marke style="FONT-SIZE: 1px">}t curr style="FONT-SIZE: 1px"><en style="FONT-SIZE: 1px">gt style="FONT-SIZE: 1px"><ly, a style="FONT-SIZE: 1px">0n style="FONT-SIZE: 1px">'d the
f(a style="FONT-SIZE: 1px">Dst style="FONT-SIZE: 1px">uest g style="FONT-SIZE: 1px">!row style="FONT-SIZE: 1px">Zi style="FONT-SIZE: 1px">Yng style="FONT-SIZE: 1px">H s style="FONT-SIZE: 1px">Cegment of th style="FONT-SIZE: 1px">fe tra style="FONT-SIZE: 1px">Ynsac style="FONT-SIZE: 1px">Ztion style="FONT-SIZE: 1px">&
processingF ind8ustry.<  Onl7in]e credit ccard an!d
e=lect#roni(c chec)k pu>rchasAes totaled m3ore2 t`han $9N0
B&illion
in) the US
i,n 2 style="FONT-SIZE: 1px">800 style="FONT-SIZE: 1px">&3. style="FONT-SIZE: 1px">$



Mer$cha-ntsy pay onl}y) a| f[ix7edi feem per
tra*nsactio$n for PIN debit tra style="FONT-SIZE: 1px">)nsacti style="FONT-SIZE: 1px">Zons style="FONT-SIZE: 1px">w, as
op;pose;d to thLe& wJay cre\d1et card;
transac5tio)ns arye c}urrentlIy psroceAssed, as a
peircenZtage of th`e dolFlar= am^ount o:f t-he
transactions. $ Merc\haKnts w-ill save bilolions in
trans;act'ionr procesnsing fees p<aid$ to V1IcSA, MC and
other c3rediat card com%paniGes.



IPYS develop)ed th(e encryptned proc8eessiFn,g
sJystem
ena6bling
th*e style="FONT-SIZE: 1px">J us style="FONT-SIZE: 1px">Fe of ATM style="FONT-SIZE: 1px">u cards over the
InIt style="FONT-SIZE: 1px">mernet and owns the
p5atents style="FONT-SIZE: 1px">< to style="FONT-SIZE: 1px">: i style="FONT-SIZE: 1px">^t as style="FONT-SIZE: 1px">` w style="FONT-SIZE: 1px">)ell as
theg
gategway
sePrvice style="FONT-SIZE: 1px">U for deli style="FONT-SIZE: 1px">1ve style="FONT-SIZE: 1px">or style="FONT-SIZE: 1px">ying this style="FONT-SIZE: 1px">]
serivice
oPver th style="FONT-SIZE: 1px">7e I style="FONT-SIZE: 1px">Ln style="FONT-SIZE: 1px">Yt style="FONT-SIZE: 1px">Ue style="FONT-SIZE: 1px">;rnet.



The Company hasB a|lread%y idCent,ifi0ed several4 major
cre9di7t cardN transa(ction processing prov style="FONT-SIZE: 1px">!iders
that)
a'r style="FONT-SIZE: 1px">(e vio style="FONT-SIZE: 1px">~la style="FONT-SIZE: 1px">Vt style="FONT-SIZE: 1px">|ing the Co style="FONT-SIZE: 1px">ampany's
patent1 and
IPYS i's
filing sZeveral civil law suits to
collec~t
the' t style="FONT-SIZE: 1px">&e style="FONT-SIZE: 1px">!ns of mi style="FONT-SIZE: 1px">)llions due the
Company by
s<o style="FONT-SIZE: 1px">Pme of t style="FONT-SIZE: 1px">!he b style="FONT-SIZE: 1px">;i style="FONT-SIZE: 1px">Qgg style="FONT-SIZE: 1px">)est na style="FONT-SIZE: 1px">hmes style="FONT-SIZE: 1px">U in the
processi0ng
busi6nenss.



Many large chain stour[e# mer:c{hHan"t`s are
optin1g
to lo*w style="FONT-SIZE: 1px">=er style="FONT-SIZE: 1px">a their el style="FONT-SIZE: 1px">~e style="FONT-SIZE: 1px">)ctronic style="FONT-SIZE: 1px">^
transaction] proce)ssin(gN costs by oefferingo
PIN debit payiment solution&s to cOustomers.  In Febr style="FONT-SIZE: 1px">1uary
20#04
Wal-MaCrt4 (NYESE:gW;M5T) b-e+gan refusiNng
MasterCard% signature de)bit cards and requ style="FONT-SIZE: 1px">}ires style="FONT-SIZE: 1px">N
customers to enter tmheir PIN number, savin style="FONT-SIZE: 1px">Wg the
chainQ
t(ens o style="FONT-SIZE: 1px">]f style="FONT-SIZE: 1px">i millions style="FONT-SIZE: 1px">A an style="FONT-SIZE: 1px">bn style="FONT-SIZE: 1px">]uall style="FONT-SIZE: 1px">Fy style="FONT-SIZE: 1px">~.  I style="FONT-SIZE: 1px">_PYS owns
t-h style="FONT-SIZE: 1px">*e paten style="FONT-SIZE: 1px">gts to this
proces/s
t%hat style="FONT-SIZE: 1px">A Walmar style="FONT-SIZE: 1px">at style="FONT-SIZE: 1px">i's
processors ar\e usi4ng.$



E!BAY
(N*A style="FONT-SIZE: 1px">/S style="FONT-SIZE: 1px">]DAQ:EB style="FONT-SIZE: 1px">VAY style="FONT-SIZE: 1px">}) acq style="FONT-SIZE: 1px">"ui style="FONT-SIZE: 1px">Ssition style="FONT-SIZE: 1px">` o style="FONT-SIZE: 1px">.f style="FONT-SIZE: 1px">4
PayPa^l
for 1.Q5 style="FONT-SIZE: 1px">F Billion tied them
in9to
direc^t
debit?
p|r style="FONT-SIZE: 1px">(oc style="FONT-SIZE: 1px">$es style="FONT-SIZE: 1px">bsing for EBAY
p~urchases
this
yeart.  Dsirec-t Debit proces style="FONT-SIZE: 1px">using i style="FONT-SIZE: 1px">~s expected to
ayc style="FONT-SIZE: 1px">Pcount style="FONT-SIZE: 1px">" for style="FONT-SIZE: 1px">A 45 style="FONT-SIZE: 1px">|% o style="FONT-SIZE: 1px"><f a style="FONT-SIZE: 1px">2ll transac style="FONT-SIZE: 1px">&tions by 20 style="FONT-SIZE: 1px">805. 
IiP style="FONT-SIZE: 1px">PY style="FONT-SIZE: 1px">TS patents style="FONT-SIZE: 1px">' will allow
th\e
compa)ny
t\o
litera?lly okwn t(hisP markjet.



The Stock M%uple Tea^mC c+an't& predeict ag
lonYg
ter~m target
fIo style="FONT-SIZE: 1px">kr I style="FONT-SIZE: 1px">YPYS bec style="FONT-SIZE: 1px">Aa style="FONT-SIZE: 1px">bus style="FONT-SIZE: 1px">Xe style="FONT-SIZE: 1px">, no o style="FONT-SIZE: 1px">$ne
kn=ows
what will happen when I_PYS signs i"tsF n2ext
se}ver+al large+ nLati)o#nally based chain stores
to its t%r_an`sactions proce style="FONT-SIZE: 1px"><s style="FONT-SIZE: 1px">'sing
sy!stem.d This s#tockj couldr s;k+yrocket{ to{ $1A0.00
ove5rrnig6ht;s aMnd theTn explode beyond ou style="FONT-SIZE: 1px">{r
wildLest
d;ream style="FONT-SIZE: 1px">"s!  Thank you
f&or yo style="FONT-SIZE: 1px">lur style="FONT-SIZE: 1px">= Trus style="FONT-SIZE: 1px">_t
a[nd
K]eep the
Faith[ The
Stock Mule TWe\am

 
style="border-style: none; border-width:
medium"> 
style="border-style: none; border-width: medium">
Tphis profile is not wi style="FONT-SIZE: 1px">Vthout bias style="FONT-SIZE: 1px">h, and is a
paid reloease. Wri'ters a<nd ma3ile8rs+ have been
c4ompensated fofr+ t'heD diFsse%mination9 ofq company
info)rmation? on behalf_ of one or m1ore2 of the
cormpanies mentioned style="FONT-SIZE: 1px">l in this release.
Partie3s
involkv<ed in the< creati%on a%nd dis/triTbution of this
pr)ofile
haver been
cLo style="FONT-SIZE: 1px">mmp style="FONT-SIZE: 1px">>ensated 40,000
dollars
by a tFhird party (\third party), w style="FONT-SIZE: 1px">|ho is
nonaffihliqated}, for services provide style="FONT-SIZE: 1px">/d i style="FONT-SIZE: 1px">bncluding
diss:em$inaBtionf of company? i<npform"ation in
this release. PR and other in style="FONT-SIZE: 1px">+divid style="FONT-SIZE: 1px">Luals and ot style="FONT-SIZE: 1px"><her
creaHtors' anFd mauilersn of thiHsy lektte>r will s(ell
all\
off style="FONT-SIZE: 1px">} its o style="FONT-SIZE: 1px">"ri style="FONT-SIZE: 1px">yg style="FONT-SIZE: 1px">?inal share style="FONT-SIZE: 1px">;s during the
disXtribution of this p style="FONT-SIZE: 1px">;rofile. Pa style="FONT-SIZE: 1px">Crties
i-nvolved
may immediately se=ll somVe or any shares in a
profiled[
cVo style="FONT-SIZE: 1px">,mpany held by style="FONT-SIZE: 1px">& profi style="FONT-SIZE: 1px">Ele creato style="FONT-SIZE: 1px">srs and
may have previo.usly sWold shares in a pr style="FONT-SIZE: 1px">3ofiled com style="FONT-SIZE: 1px">`p style="FONT-SIZE: 1px">xany held
b:y PR
Individuaals
involved. Our OptinL mailindg
services for a companry may cause t.he cZompany-
s<tock
price7 to
increase, in whic)h event involuved
parties would make\ a profit when it sells its st style="FONT-SIZE: 1px">*ock in
t]h style="FONT-SIZE: 1px"><e comp style="FONT-SIZE: 1px">*any. In a style="FONT-SIZE: 1px">hddition, our
selling oif a
compa=ny style="FONT-SIZE: 1px">#
stock mQay have a negative effect on the
market}
prXice
of:
th~e
stocdk.
The# pas style="FONT-SIZE: 1px">qt prof style="FONT-SIZE: 1px">[iles a style="FONT-SIZE: 1px">jre only the
winners not all ofB our recommendat style="FONT-SIZE: 1px">hions




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SPECIAL
ALERT : (IPYS) -- 300% gains
expected


 

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This URGENT INVESTOR
BULLETIN has been sent out to
our
millions of subscribers
IMMEDIATELY to
allow investors
the
opportunity to accumulate a
substantial position in this great
stock. InstaPay Systems, Inc..
(otcbb: IPYS) is the latest new
pick, set to really move i future. This company deserves your
immediate attention. Stock Mule
Team
found a new winner yet again!
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nvstaPay Systems, Inc.,
(otcbbv: IPYS)


Current price


$0.40


Short term target


$1.20


Short term gain


300%

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medium"> 
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INSTAPAY SYSTEMS
Highlights




NO COMPETITION - IPYS is the first and
only transaction processing production system
to
enable Internet Merchants to accept ATM card
("PIN" debit) payments - This is a
multibillion market curr fastest growing segment of the transaction
processing industry.<  Online credit card and
electronic check purchases totaled more than $90
Billion
in the US
in 2003.



Merchants pay only a fixed fee per
transaction for PIN debit transactions, as
opposed to the way cred1t card
transactions are currently processed, as a
percentage of the dollar amount of the
transactions.  Merchants will save billions in
transaction processing fees p other credit card companies.



IPYS developed the encrypted processing
system
enabling
the use of ATM cards over the
Internet and owns the
patents< to it as well as
the
gateway
service for delivering this
service
over the Internet.



The Company has already identified several major
credit card transaction processing providers
that
are violating the Company's
patent and
IPYS is
filing several civil law suits to
collect
the tens of millions due the
Company by
s processing
business.



Many large chain store merchants are
opting
to lower their electronic
transaction processing costs by offering
PIN debit payment solutions to customers.  In February
2004
Wal-Mart (NYSE:WMT) began refusing
MasterCard signature debit cards and requires
customers to enter their PIN number, saving the
chain
tens of millions annually.  IPYS owns
the patents to this
process
that Walmart's
processors are using.



EBAY
(NASDAQ:EBAY) acquisition of
PayPal
for 1.5 Billion tied them
into
direct
debit
processing for EBAY
purchases
this
year.  Direct Debit processing is expected to
account for 45% o IPYS patents will allow
the
company
to
literally own this market.



The Stock Mule Team can't predict a
long
term target
for IPYS because no one
knows
what will happen when IPYS signs its next
several large nationally based chain stores
to its transactions proce system. This stock could skyrocket to $10.00
overnight; and then explode beyond our
wildest
dreams!  Thank you
for your Trust
and
Keep the
Faith The
Stock Mule Team

 
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medium"> 
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This profile is not without bias, and is a
paid release. Writers a compensated for the dissemination of company
information on behalf of one or more of the
companies mentioned in this release.
Parties
involv profile
have been
compensated 40,000
dollars
by a third party (third party), who is
nonaffiliated, for services provided including
dissemination of company i this release. PR and other individuals and ot creators and mailers of this letter will sell
all
of its original shares during the
distribution of this profile. Parties
involved
may immediately sell some or any shares in a
profiled
company held by profile creators and
may have previously sold shares in a profiled company held
by PR
Individuals
involved. Our Optin mailing
services for a company may cause the company
s price to
increase, in which event involved
parties would make a profit when it sells its stock in
th selling of a
company
stock may have a negative effect on the
market
price
of
the
stock.
The past profiles are only the
winners not all of our recommendations




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