Initiative Brainstorming - Revision history

BerkmanSysop: UTurn to 1734998400

2025-01-03T22:32:08Z

UTurn to 1734998400

← Older revision	Revision as of 22:32, 3 January 2025
(No difference)

Dsearls: Reverted edits by Hiphopalemi (Talk) to last version by Joe.andrieu

2009-12-01T17:22:10Z

Reverted edits by Hiphopalemi (Talk) to last version by Joe.andrieu

← Older revision		Revision as of 17:22, 1 December 2009
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	==Draft==		==Draft==
	This is a draft proposal. I'm particularly interested in both real Initiative Ideas and improvements to the template.		This is a draft proposal. I'm particularly interested in both real Initiative Ideas and improvements to the template.
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Hiphopalemi: /* Draft */

2009-12-01T12:02:13Z

Draft

← Older revision		Revision as of 12:02, 1 December 2009
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	==Draft==		==Draft==
	This is a draft proposal. I'm particularly interested in both real Initiative Ideas and improvements to the template.		This is a draft proposal. I'm particularly interested in both real Initiative Ideas and improvements to the template.
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Joe.andrieu: /* Introduction */

2007-06-03T23:54:25Z

Introduction

← Older revision		Revision as of 23:54, 3 June 2007
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	====Introduction====		====Introduction====
	The goal here is to double the contribution rate by listeners and viewers to their public radio and television stations.		The goal here is to double the contribution rate by listeners and viewers to their public radio and television stations.
			*a more detailed introduction by Doc Searls: http://www.linuxjournal.com/node/1000231

	====Problem====		====Problem====

You people: /* Discussion */

2007-03-24T02:03:00Z

Discussion

← Older revision		Revision as of 02:03, 24 March 2007
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	Wouldn't it be great for customers to operate in a bloc on this kind of thing? I'd love to see an organized group of consumers that organize themselves and deal as one with major organlzations- much the way labor unions negotiate on behalf of workers. This could work in a number of industries, but the credit industry is screaming for this kind of reform. Say, for instance, a group of several thousand cardholders organized themselves and they're dissatisfied with the way a bank reprices consumer accounts after a single late payment. The bloc could contact the bank and competitors, and either choose a better vendor or force the bank to change their policy for the bloc or lose a sizeable amount of customers.		Wouldn't it be great for customers to operate in a bloc on this kind of thing? I'd love to see an organized group of consumers that organize themselves and deal as one with major organlzations- much the way labor unions negotiate on behalf of workers. This could work in a number of industries, but the credit industry is screaming for this kind of reform. Say, for instance, a group of several thousand cardholders organized themselves and they're dissatisfied with the way a bank reprices consumer accounts after a single late payment. The bloc could contact the bank and competitors, and either choose a better vendor or force the bank to change their policy for the bloc or lose a sizeable amount of customers.

	Banks and many other institutions ''compete'', but it seems there is little competition. An average consumer might switch to an account with a better interest rate, and find much later on that the change was a horrible mistake because of fine print they didn't have the time, education, knowledge or wherewithal to learn about. For this to work, members of the bloc (or whatever you call it) would have to agree to make changes with the bloc, and the bloc would need to be run by independent, intelligent managers- sort of a mutual fund for consumer ~~groups~~.		Banks and many other institutions ''compete'', but it seems there is little competition. An average consumer might switch to an account with a better interest rate, and find much later on that the change was a horrible mistake because of fine print they didn't have the time, education, knowledge or wherewithal to learn about. For this to work, members of the bloc (or whatever you call it) would have to agree to make changes with the bloc, and the bloc would need to be run by independent, intelligent managers- sort of a mutual fund for consumer services.

	~~~~you people~~

	===Educators vs. Cold Callers===		===Educators vs. Cold Callers===

You people: /* Discussion */

2007-03-24T01:58:56Z

Discussion

← Older revision		Revision as of 01:58, 24 March 2007
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	We need something on the customers' side that directly tells vendors and the whole credit card marketplace "Either give me the terms I want (e.g. 30 day grace period, X% or lower fixed interest rate, $X cap on annual fees) or I'll take my business elsewhere."		We need something on the customers' side that directly tells vendors and the whole credit card marketplace "Either give me the terms I want (e.g. 30 day grace period, X% or lower fixed interest rate, $X cap on annual fees) or I'll take my business elsewhere."
	====Discussion====		====Discussion====
			Wouldn't it be great for customers to operate in a bloc on this kind of thing? I'd love to see an organized group of consumers that organize themselves and deal as one with major organlzations- much the way labor unions negotiate on behalf of workers. This could work in a number of industries, but the credit industry is screaming for this kind of reform. Say, for instance, a group of several thousand cardholders organized themselves and they're dissatisfied with the way a bank reprices consumer accounts after a single late payment. The bloc could contact the bank and competitors, and either choose a better vendor or force the bank to change their policy for the bloc or lose a sizeable amount of customers.

			Banks and many other institutions ''compete'', but it seems there is little competition. An average consumer might switch to an account with a better interest rate, and find much later on that the change was a horrible mistake because of fine print they didn't have the time, education, knowledge or wherewithal to learn about. For this to work, members of the bloc (or whatever you call it) would have to agree to make changes with the bloc, and the bloc would need to be run by independent, intelligent managers- sort of a mutual fund for consumer groups.

			~~you people

	===Educators vs. Cold Callers===		===Educators vs. Cold Callers===

Joe.andrieu at 10:12, 13 March 2007

2007-03-13T10:12:26Z

@@ Line 35: / Line 35: @@
 ==Brainstorm==
 ===SYO &#151; Share Your OPML Project===
@@ Line 188: / Line 217: @@
 We must get beyond thinking of Personal Knowledge Banks (or however they come to be named) as technology projects. Yes, they are â but in practice there are far wider/ higher barriers to be addressed around process, data gathering and âcultureâ. That said, the return on investment for an individual that will emerge will make a compelling case for over-coming these barriers.
 ==Initiative Template==

Joe.andrieu: /* Operation 20% */

2007-03-13T10:11:30Z

Operation 20%

← Older revision		Revision as of 10:11, 13 March 2007
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	We must get beyond thinking of Personal Knowledge Banks (or however they come to be named) as technology projects. Yes, they are â but in practice there are far wider/ higher barriers to be addressed around process, data gathering and âcultureâ. That said, the return on investment for an individual that will emerge will make a compelling case for over-coming these barriers.		We must get beyond thinking of Personal Knowledge Banks (or however they come to be named) as technology projects. Yes, they are â but in practice there are far wider/ higher barriers to be addressed around process, data gathering and âcultureâ. That said, the return on investment for an individual that will emerge will make a compelling case for over-coming these barriers.

	==Operation 20%==		===Operation 20%===

	====Introduction====		====Introduction====

Dsearls: /* Operation 20% */

2007-03-11T00:25:46Z

Operation 20%

← Older revision		Revision as of 00:25, 11 March 2007
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	====How====		====How====
	"Operation 20%" is a place-holder name for this initiative. Some other names are under consideration, but not yet disclosed because the domain names associated with them have not been purchased. Anybody is also free to recommend names. A good place to do that is on the ProjectVRM [http://cyber.law.harvard.edu/projectvrm/Mailing_list mailing list].		"Operation 20%" is a place-holder name for this initiative. Some other names are under consideration, but not yet disclosed because the domain names associated with them have not been purchased. Anybody is also free to recommend names. A good place to do that is on the ProjectVRM [http://cyber.law.harvard.edu/projectvrm/Mailing_list mailing list].

			The [http://www.beyondbroadcast.net/wiki07/index.php?title=Working_Groups#Public_Radio_and_Open_Source.3B_Facilitating_Technology_Collaboration_-_Held_in_The_Landau_Building_.28Bldg._66.29.2C_Room_156Public radio and Open Source] working group at Beyond Broadcast, and its organization, [http://www.beyondbroadcast.net/wiki07/index.php?title=Pubforge.org PubForge], are allied efforts that need to be coordinated as well.

	====Discussion====		====Discussion====

Dsearls: /* Operation 20% */

2007-03-11T00:09:49Z

Operation 20%

← Older revision		Revision as of 00:09, 11 March 2007
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	====Discussion====		====Discussion====
	This initiative, along with others, will be on the front-burner both at Berkman Center meeting(s) in the first week of April (when Doc is in Cambridge), and at the [http://www.windley.com/events/iiw2007a/ Internet Identity Workshop] in Mountain View, California (Bay Area, between San Francisco and San Jose), on May 14-16.		This initiative, along with others, will be on the front-burner both at Berkman Center meeting(s) in the first week of April (when Doc is in Cambridge), and at the [http://www.windley.com/events/iiw2007a/ Internet Identity Workshop] in Mountain View, California (Bay Area, between San Francisco and San Jose), on May 14-16.


	==Initiative Template==		==Initiative Template==