Re: [projectvrm] Facebook patents technology to help lenders discriminate against borrowers based on social connections

[Tom Crowl < >]

Thanks Andy,

I put in an application for an invite... as for my answer as to how I heard about it... and why I would like to attend... the following:

How I heard about it:

"Andy Oram" 

And the why: "... re the relationship between: identity, scale, advocacy, the needs of the micropayment,... and the Internet's missing and neglected roles as a public landscape."

Naturally I don't have the $3,600 to attend... but nevertheless I look forward to hearing from them.

Tom Crowl

http://CulturalEngineer.blogspot.com

On Sat, Aug 8, 2015 at 5:17 PM, Andy Oram < " target="_blank"> > wrote:

I don't think this falls in O'Reilly's general range of topics (Internet of Things, programming, big data, etc.). We're not engaging in Governmet 2.0 work any more. However, we are starting a series of "Next" conferences. Check this out; maybe you are in line with it:

http://conferences.oreilly.com/next-economy/

Andy

On Sat, Aug 8, 2015 at 8:06 PM, Tom Crowl < " target="_blank"> > wrote:

Andy,

You have a pretty good idea what I'm up to... this is another reason why we need a system for at least some payments (especially one-click necessary for very low payment thresholds.... and handy for others as well)... which naturally has intimate connections to user identity and user data.

I'm convinced such an entity (and its data) should be independent of both the financial sector AND the social media data-collecting giants.

I also believe the same network should allow other currencies to eventually be utilized via such a user-centered and even perhaps user-owned network.

P.S. the real key to the power of my patented Pooled-User-Defined Account method isn't software design... but rather the design for the Trust mechanism.. which is a legal construct rather than a product of computer programming.

This Trust  design has had preliminary examination by Trust attorneys at Perkins Coie and is considered both very feasible as well as innovative and useful.

Its been seven years now... and I'd love to get some feedback from O'Reilly Media on the concept generally... leaving aside any particular method.

I remain convinced that the Internet micropayment (especially with volume) is not a trivial or inconsequential capability and needs attention.

This is now the third presidential election where this has been ignored... let alone implemented.

P.S. As I've also written this could also be done via an Interbank system... BUT SHOULD NOT BE... at least not initially. I believe the core of the network must be independent and public.

I'm not a programmer.... I'm not a businessman. But I am persistent... and maybe such an outside perspective is needed.

--

Andy Oram

Editor, O'Reilly Media

Boston, MA, USA 617-499-7479

@praxagora, plus.google.com/+AndyOram/, linkedin.com/profile/view?id=32803