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Re: [projectvrm] Google Tests "how much is your info worth"


Chronological Thread 
  • From: Chris Merkle < >
  • To: William Dyson < >, Tom Crowl < >
  • Cc: Sean Bohan < >, Michel Bauwens < >, ProjectVRM list < >
  • Subject: Re: [projectvrm] Google Tests "how much is your info worth"
  • Date: Thu, 10 Jul 2014 01:49:08 -0400
  • Importance: normal

Hi Tom,

We are actually working on the one time agnostic payment so that credit cards can be masked. Consumers can pay with one click and never give away their card to the merchant. This focuses on consumer and their preference. Merchant get paid and their checkout process is not disrupted; IT risks reduce  when using our system for payments and we alleviate PCI compliance.


Sent from my T-Mobile 4G LTE Device


-------- Original message --------
From: William Dyson < >
Date:07/10/2014 1:15 AM (GMT-05:00)
To: Tom Crowl < >
Cc: Sean Bohan < >,Michel Bauwens < >,ProjectVRM list < >
Subject: Re: [projectvrm] Google Tests "how much is your info worth"

Agree with you !!!


On July 9, 2014 at 6:28:13 PM, Tom Crowl ( "> ) wrote:

Thanks... my thought on the best available still unexploited "Internet function" that could play a role here is a one-click transaction capability OUTSIDE of closed proprietary systems like x-box or Amazon:

The requirements for such a capability are likely to make such a service potentially very useful, ubiquitous and LARGE.

The goal is one-click payment capability (including but not necessarily limited to a micropayment)  available across multiple Internet pathways (e.g. as opposed to a capability restricted to a closed proprietary silo like x-box, Amazon, etc).. I believe this is an inevitable capability... and a very big deal.

And offers an opportunity to develop such a dominant utility under ownership and governance guidelines that may represent new ways of thinking. 

Since I also believe it can be very profitable (whether or not that's the path to be taken)... I believe it requires patent protection if possible to avoid capture by narrow interests who recognize that potential.

(in other words... if left to a normal evolution it will almost certainly either never appear... OR arise as a sort of Inter-provider agreement (meaning both Payment and Identity providers) similar to Clear-X-Change (an Interbank transfer system).

I think a different model is very important here and the chance shouldn't be missed.






On Wed, Jul 9, 2014 at 4:17 PM, William Dyson < " target="_blank"> > wrote:
Tom Great Stuff !!!

Have been developing on this kind of tech for 20 years…..Much of it exist…..A team in Oakland is bringing the next iteration of this to life

William 

On July 9, 2014 at 3:12:42 PM, Tom Crowl ( " target="_blank"> ) wrote:

RE: " to think much more carefully about the value of our personal data, whether we are happy to sell it or not and if so, for how much."
I agree. But my hope is that any method(s) for compensation if and when its ever figured out... should be in some form which benefits ALL equally. In other words that Steve Balmer should get the same compensation as a diamond miner in the Congo. This isn't some 'pie-in-the-sky' idea... but a recognition of the inherent forces which tend to make the rich richer and the poor poorer. This could be part of an equalizing force.
This is one of the thoughts behind establishing certain fundamental Internet functions under a system of universal ownership... (one user, one share, non-transferable, expires with death) whereby "dividends" are distributed to ALL equally. (an interesting twist on "privatization")... and that can work with existing silos... or a world of 6 billion individual silos.



On Wed, Jul 9, 2014 at 1:10 PM, Sean Bohan < " target="_blank"> > wrote:


"That’s an interesting insight into the way people assign a monetary value to their personal information. And it could have important implications for the future. It seems clear that the focus on protecting personal information is likely to become greater. But it also looks clear that some kind of market for personal data will emerge.

Just how that will happen is anybody’s guess. But one way or another, we are all going to have to think much more carefully about the value of our personal data, whether we are happy to sell it or not and if so, for how much."


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